AI-powered spending reality check

Your spending.
Our punchline.

Turn a month of spending into a brutally funny personality card. Get roasted, spot your money habits, and leave with a savings tip that actually makes sense.

One free roast per month. No bank connection needed.

Penny Roast hero
A little chaos. A little clarity.100% you

The Penny Roast promise

No bank login required Roast the habit, not your worth A useful tip with every roast

From receipt to reality check

Meet your financial
alter ego.

The Subscription Hoarder. The DoorDash Duke. A personality you did not ask for, backed by spending you definitely did.

Penny Roast / Receipt RoastSample card

Your spending personality

The Iced Coffee
Executive.

“You spent $214 on iced coffee. Your barista is on your emergency contact list.”

Small move. Real savings.

Swap two café runs a week for home brew. Keep the ritual; cut the receipt.

Illustrative example, not a real user's data.

01

Bring the receipts.

Upload a month of spending or a statement screenshot. No bank linking, no complicated setup. Remove identifying details first.

02

Take the roast.

AI finds your spending patterns and turns them into a bold personality card, with a Financial Chaos Score and one practical savings tip.

03

Own the punchline.

Save your card, post it to your Stories, or send it to the friend who also calls takeout a grocery expense. Sharing is always your call.

On the roadmap: friend-vs-friend challenges, seasonal roast drops, and group mode.

Less than your next iced coffee

Free to laugh. Upgrade for insight.

Free $0

One roast each month. Your spending personality, a savings tip, and a shareable card with a small Penny Roast watermark.

Paid plan $4.99 / month

The planned upgrade: unlimited roasts, watermark-free cards, spending trend tracking, and deeper savings coaching. Check current availability and billing details below.

Free

For individuals getting started

$0/month

  • 1 workspace
  • Up to 3 team members
  • Basic analytics
  • Community support
Get Started

Before you spill the receipts

Fair questions.
Straight answers.

Your next money moment

Laugh at the habit.
Then change it.

Your receipts already tell a story. Let's make it a good one.

Get my free roast